Serving Businesses, Families, and Individuals
Scott Gibbens Group, LLC is a one stop shop for all of your merchant service & life insurance needs. We have direct provider agreements with all of the major processors, insurance companies, and annuity providers.
What Our Clients Say
Scott has been handling our credit card processing at both stores for several years. They have always worked hard to make sure we have exactly what we need including free paper and up to date processing equipment.
I have worked with Scott for years. They built my e-commerce website and handle all my credit card processing for my two businesses. They are easy to reach and always take care of any little concern I have.
The cash discount program has saved our business thousands of dollars in fees. Most all of our customers have been very understanding of why we do this.
Have You Heard About No Cost Processing?
No cost processing, also known as the Cash Discount Program is now available.
This program eliminates all of the fees paid by your business by adding a small charge to the customer when they pay with a credit card.
This program has become more popular since it became legal in NY State.
Recent Blog Posts
Accepting Credit Cards – How to Prevent a Data Breach
If you're in business today chances are very good that you accept credit cards. After all, who doesn't? With the advances in technology, accepting payments is virtually limitless. Consumers expect to be able to pay with their plastic whenever they want. This presents...
April 2022 Card Brand Updates
Changes to the Visa Utility Fee Program Visa is modifying the existing US Utility interchange fee program to provide differentiated rates for recurring bill payment utility transactions from non-regulated Visa consumer and Visa Business Debit and prepaid Products....
Does Your Dental Practice Offer Payment Plans?
In recent years, reasons for not visiting the dentist has become more common among adults, for reasons that are less fear-based and more financial in nature. Of course we all want a bright, beautiful smile and healthy teeth, but the reality in the United States...
Cash Discount- Should Customers Pay For Using Plastic?
Picture this scenario: Every Friday, you go to your favorite pizza shop and spend exactly $20.00 for your favorite pizza. One week you arrive and the pizza now costs $20.70. The owner explains that the cost of doing business has increased over the years and adjusted...