Scott Gibbens Group, LLC is your one-stop source for credit card processing.
We have relationships with several processors to provide your business with the best processing solutions.
Enjoy the benefits of in-person local support for your business.
What Our Clients Say
Scott has been handling our credit card processing at both stores for several years. They have always worked hard to make sure we have exactly what we need including free paper and up to date processing equipment.
I have worked with Scott for years. They built my e-commerce website and handle all my credit card processing for my two businesses. They are easy to reach and always take care of any little concern I have.
We have been very happy with the service since signing up in 2017. Their system works seamlessly with our Quickbooks. Having local support for PCI compliance is helpful.
Processing Solutions for All Types of Businesses

Mobile Processing
Accept credit card payments on the go with our mobile processing solutions. Fast, easy to use, and PCI compliant.

Restaurant & POS
Inventory management, employee tracking, processing & more. We have a solution for your restaurant or cafe.

Countertop Machines
Our countertop machines are fast & efficient. No need to worry about PCI compliance, we’ve got you covered.

Virtual Terminals
Accept credit card payments from your website or computer. Perfect for billing and recurring payments.
Have You Heard About No Cost Processing?
In January of 2019, a long-running lawsuit in NY was finally settled.
Merchants are now legally allowed to offer a credit price and a discounted cash price.
It’s known as Cash Discount / Dual Pricing and we are offering it.
Need to sell online? We can help! Get all your products online for immediate eCommerce solutions.
We will build you a fast, secure, mobile-friendly website and teach you to manage it. Add & inventory your products from anywhere.
Give us a call at (315) 203-1697 or submit a contact form.
Latest Blog Posts
Credit Card Competition Act of 2022
If you're a small business owner, you're well aware of the costs involved to accept card payments from your customers. The majority of processing fees AKA interchange rates, goes to the bank who issued the card. Interchange rates are based on the type of card used,...
VISA Announces Surprising New Change
VISA recently announced a surprising new change that has caught many businesses and merchant service providers off guard. The announcement applies to merchants who add a fee when a card is used for payment. According to VISA, effective April 15, 2023 the maximum...
Lowering Interchange Costs with Level Two & Three Data
If your business accepts payments from the government or other businesses, you are paying the highest interchange rates in the industry. By capturing additional information, a virtual terminal can recognize if a transaction qualifies for a lower rate, and...
Code Changes for Gun Sellers
On September 9th, 2022 it was announced that an international standards body has approved creation of a merchant code for gun retailers. This came following pressure from activists who say it will help track suspicious weapons purchases. This will allow banks that...