Reduce or Eliminate Your Card Processing Fees

Will this work for your business? Read what our clients have to say about our no cost processing options.

Our processing fees were getting higher and higher. We had planned to raise all our prices, but dual pricing is a better option. Our customers appreciate having the option to pay with cash and save.

Kevin's Car Care

Phoenix, NY

By offering dual pricing to our customers, we were able to save a substantial amount of money each year. Our customers have been understanding of this policy.

Burns Automotive

Oswego, NY

We appreciate the local, in person support that Scott provides us. By offering a cash / card price, we have lowered our costs to operate. As a small business owner, this has been very helpful.

X-Treme Collision & Auto

Buffalo, NY

Our processing fees were getting higher and higher. We had planned to raise all our prices, but dual pricing is a better option. Our customers appreciate having the option to pay with cash and save.

Kevin's Car Care

Phoenix, NY

By offering dual pricing to our customers, we were able to save a substantial amount of money each year. Our customers have been understanding of this policy.

Burns Automotive

Oswego, NY

We appreciate the local, in person support that Scott provides us. By offering a cash / card price, we have lowered our costs to operate. As a small business owner, this has been very helpful.

X-Treme Collision & Auto

Buffalo, NY

Give Your Customers Options

Your customers understand that costs have gone up. As a small business owner, you must make smart financial decisions without alienating your clients.

Providing an estimate with a regular price and a discounted cash price is the perfect solution to eliminate your card processing fees.

Our free equipment calculates everything for you and eliminates customer confusion.

Use Our Free Program to Create Estimates & Invoices

Choose The Format That’s Best For Your Business

Dual Pricing
Show a list price and cash price.

Single Price
Show the higher card price and offer a cash discount.

Common Questions & Concerns

What is the rate added to my customer?

The higher card price will be your regular rate plus 3.50 – 3.99 depending on your volume.

The rate will be determinded before you sign up and will stay the same.

What if my customers don’t like it?

When presented properly, Dual Pricing provides a smooth & transparent experience for your customers. Consumers today are more educated about the costs involved in accepting card payments.

By providing an option to pay with cash & save, you are giving your customers with a choice. However, we want you to be fully comfortable with us. We do offer traditional processing and can switch you back if this is not a good fit for you.

Do I have to buy new equipment?

We will provide one free countertop terminal. For more advanced operations, a complete point of sale is available.

How do I settle & reconcile my daily sales?

When the terminal settles your daily batch, it will separate the additional fees collected from your total sales. If your gross sales for the day are $1,000 you will receive $1,000 on the next business day, if your business is approved for next day funding. Most clients are automatically approved for next day funding.

What is my monthly fee?

Monthly account fee $29.00

Annual IRS reporting fee $49.00 per year.

Monthly minimum discount $40.00 (Applies if you process less than $1,000 in a month).

Additional fees apply for optional point of sale systems.

Can I use my existing accounting software?

Yes – it can be used along with our program.

Ready to Start? Here is Our Offer:

  • Free Terminal
  • Free Program For Estimates / Invoices
  • In Person Training & Support

What Fees Will My Business Pay?

A monthly account fee of $29.00 will be billed each month. An annual fee of $49.00 is billed once per year to cover the cost of PCI compliance

**If you participate in our BETA launch all fees will be waived!**

 

*To qualify for a free terminal your business must process at least $5,000 per month.

What We Need

To get started please send your most recent processing statement and a voided check to scott@scottgibbens.com you can also fax 315 295 2539.

Once we have your information, we will prepare & email you an electronic agreement to complete. Accounts are normally approved within 1-2 business days.

We will contact you within a week to schedule a time to install your new terminal.

Please call (315) 203-1697 with questions.

Owners Information

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