Reduce or Eliminate Your Card Processing Fees

Will this work for your business? Read what our clients have to say about our no cost processing options.

Client Feedback

By offering dual pricing to our customers, we were able to save a substantial amount of money each year. Our customers have been understanding of this policy.

Burns Automotive

Oswego, NY

The service provided by Scott and the staff has been consistent and professional. The majority of our customers have seen the program we use, and understand it costs us money to accept cards.

Screwy Louie's Bait Shop

Fair Haven, NY

When a family comes in to plan their funeral, we are upfront and transparent about our pricing. Offering dual pricing helps us keep our company overhead down; which benefits everyone.

Harter Funeral Home

Mexico, NY

We appreciate the local, in person support that Scott provides us. By offering a cash / card price, we have lowered our costs to operate. As a small business owner, this has been very helpful.

X-Treme Collision & Auto

Buffalo, NY

Common Questions & Concerns

What if my customers don’t like it?

When presented properly, Dual Pricing provides a smooth & transparent experience for your customers. Consumers today are more educated about the costs involved in accepting card payments. By providing an option to pay with cash & save, you are giving your customers a choice. However, we want you to be fully comfortable with us. We do offer traditional processing and can switch you back if this is not a good fit for you.

Do I have to buy new equipment?

We will provide one free countertop terminal. For more advanced operations, a complete point of sale is available.

How do I settle & reconcile my daily sales?

When the terminal settles your daily batch, it will separate the additional fees collected from your total sales. If your gross sales for the day are $1,000 you will receive $1,000 on the next business day, if your business is approved for next day funding. Most clients are automatically approved for next day funding.

What is my monthly fee?

Monthly account fee $29.00

Annual IRS reporting fee $79.00 per year.

Monthly minimum discount $30.00 (Applies if you process less than $1,000 in a month).

Additional fees apply for optional point of sale systems.

Can I use my existing Point of Sale system?

In some cases yes, we would need to have more information to confirm.

does this affect my sales tax?

Yes. The additional amount charged for the list price is subject to sales tax. You will receive a statement each month with the exact amount that was charged. That amount is subject to sales tax. Example – total fees of $479.29 charged x .08% = $38.34.

Retail & Restaurant

Our stand alone counter top machine is the easiest way to start. We provide one free terminal. Perfect for auto repair, dental, and low inventory businesses.

For businesses with large inventory, our Exatouch POS is the perfect solution. Print dual pricing labels for all your items. Ideal for liquor stores, convenience stores, retail, and restaurant establishments.

The Clover Duo offers compliant cash discounting for all types of businesses. A fast and powerful POS system for restaurants and retail. 14″ merchant facing touchscreen. Track employee time, inventory & more

Service Companies

Our new software makes it easy for you to provide a compliant solution for your customers.

Enter your regular price and the software does the rest. Set the format to show both prices, list & cash, or just show the higher card price with a cash discount.

Dual Pricing
Show both prices – list price and cash price.

Cash Discount
Show the higher card price and offer a cash discount.

Ready To Start? Here’s Our Offer

Free Terminal

We will provide one free terminal for your business.

What Fees Will my Business Pay?

A monthly account fee of $29.00 will be billed each month. An annual fee of $49.00 is billed once per year to cover the cost of PCI compliance.

 

*To qualify for a free terminal your business must process at least $5,000 per month.

What We Need

To get started please send your most recent processing statement and a voided check to scott@scottgibbens.com you can also fax 315 295 2539.

Once we have your information, we will prepare & email you an electronic agreement to complete. Accounts are normally approved within 1-2 business days.

We will contact you within a week to schedule a time to install your new terminal.

Please call (315) 203-1697 with questions.

Owners Information

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