Scott Gibbens Group, LLC is your one-stop source for credit card processing.
We have partnerships with a variety of processors to meet your businesses unique card processing needs
Enjoy the benefits of in-person local support for your business.
What Our Clients Say
Scott has been handling our credit card processing since 2013. They have always worked hard to make sure we have exactly what we need including free paper and up to date processing equipment.
Having in person support is very important for our practice. Having assistance with PCI compliance is also something that no other service has provided
We have been very happy with the service since signing up in 2017. Their system works seamlessly with our Quickbooks. Having local support for PCI compliance is helpful.
Processing Solutions for All Types of Businesses

Mobile Processing
Accept credit card payments on the go with our mobile processing solutions. Fast, easy to use, and PCI compliant.

Retail & Restaurant
Inventory management, employee tracking, processing & more. We have a solution for your store or restaurant.

Countertop Machines
Our countertop machines are fast & efficient. No need to worry about PCI compliance, we’ve got you covered.

Virtual Terminals
Accept credit card payments from your website or computer. Perfect for billing and recurring payments.
Have You Heard About No Cost Processing?
In January of 2019, a long-running lawsuit in NY was finally settled.
Merchants are now legally allowed to offer a card / list price and a discounted cash price.
Our compliant programs can reduce or eliminate your processing fees!
Do You Own an Auto Repair Shop?
Check out the new dual pricing program specifically for auto repair shops.
By giving your customers options, you can remove your fees to accept card payments.
Fully compliant with NYS and card brands. Get started for free! No equipment to purchase.
Give us a call at (315) 203-1697 or submit a contact form.
Latest Blog Posts
Interchange Padding – A Dirty Trick You Should Know About
I was reviewing a processing statement for a merchant recently and noticed something strange. This merchant was on wholesale / interchange pass through pricing, so the wholesale costs were listed. With this type of pricing, the merchant is supposed to pay the...
Major ISO to End Non-Cash Adjustment Program
A major ISO (Independent Sales Organization) recently announced they would be discontinuing their Non-Cash Adjustment program in October of 2023. Clearent by Xplore, a St Louis, MO payment processing company, said they would be discontinuing the program and...
Dealing With Third Party Processing Fees
If you are using software or a point of sale system to accept credit card payments, you are probably familiar with third party fees. These fees, often referred to as SaaS fees (Software as a Service) are billed to your business by the software provider. But do the...
Reading Your Processing Statements – Why Bother?
When it comes to understanding rates & fees to accept credit cards, I can tell you that most business owners are in the dark. No one has ever taken the time to explain what the different charges and deductions mean. There's nothing more frustrating than a random...